Fast and Easy Personal Loans
A dream vacation?
Son's admission to a medical college?
Daughter's wedding?
Business Expansion / Working Capital requirement?
Whatever the occasion, our range of Personal Loans can help. The procedure is simple, documentation is minimal and approval is quick.
Features & Benefits
- Borrow up to Rs 15,00,000 for any purpose depending on your requirements.
- Flexible Repayment options, ranging from 12 to 60 months.
- Repay with easy EMIs.
- One of the lowest interest rates.
- Hassle free loans - No guarantor/security/collateral required.
- Speedy loan approval.
- Convenience of service at your doorstep.
- Customer privileges
- If you are an HDFC Bank salary account holder, we have a special offer for you
- If you are an existing Auto Loan or Home Loan customer with a clear repayment of 6 months or more from any of our approved financiers or us, you can get a hassle free personal loan (without income documentation).
- If you are an existing HDFC Bank Personal Loan customer with a clear repayment of 9 months or more, we can Top-Up your personal loan.
- Credit Shield
In case of death or total permanent disability of the loanee, the loanee/nominee can avail of the Payment Protection Insurance (Credit Shield) which insures the principle outstanding on the loan up to a maximum of the loan amount. Principle outstanding is defined as the amount of loan outstanding (not including any arrears in payment or interest thereon) at the Date of Loss, having accounted for payments made and interest accruing as determined in the Policy. Hence, the amount covered does not include any principal added because of non - payment of EMI and also will not include interest/ accrued charges.*
- Personal Accident Cover
In order to ensure that your family is taken care of we also offer a Personal Accident cover of Rs.2,00,000 at a nominal premium.*
* Premium will be charged for both these products which will be deducted from the loan amount at the time of disbursal .A transaction fee of Rs.750 will also be deducted at the time of disbursal. Please note that service tax @ 10% and Education cess of 3% will also be charged.
